Landsdowne Home Loans
Your home loan, on your terms. We apply to every major bank — you choose the best offer.
Landsdowne Home Loans submits one application to multiple banks on your behalf, so you get more options, a stronger interest rate, and a better chance of approval. Make your offer stand out from the rest.
Key Benefits
One application, every major bank.
- We approach all the major banks at once and let them compete for your business — putting you in the strongest position to secure the best rate available.
A better chance of approval.
- If the demand is not met, we prepare a summons, detailing the claim and the amount owed.
Your information, kept strictly confidential.
- Your financial details are handled with complete discretion and protected at every step of the process.
How it works
The bond-origination model is simple and works in your favour: instead of you approaching banks one at a time, we compile a single application and submit it to several lenders simultaneously. Each bank knows it is competing with the others — so if a lender doesn’t put forward a competitive offer, it loses your business to another bank.
1. Tell us about you.
A quick chat about your goals, income and the property you’re after.
2. One application, multiple banks.
We compile your paperwork once and submit to the major lenders on your behalf.
3. Compare your offers.
We compile your paperwork once and submit to the major lenders on your behalf.
4. Choose and get approved.
You pick the offer that suits you, and we see it through to approval and registration.
Get pre-approved — your head start
Know your budget before you fall in love with a home.
Getting pre-approved gives you a clear, realistic price range and shows sellers and estate agents that you’re a serious, ready buyer. In a competitive market, that’s the edge that makes your offer stand out.
Expert-guided
You’re in control. Work one-on-one with a Landsdowne home loan expert who guides you through every step.
Why use Landsdowne
What you’ll need to apply
To get started, you’ll typically need:
- A copy of your ID
- Proof of income, such as recent payslips
- Three months’ bank statements
- Proof of residence
We’ll tell you exactly what’s required for your situation.
Frequently Asked
Questions
You have questions, we have answers
The standard bond-origination model in South Africa is free to the buyer!
Contact Us
4 Sandown Valley Crescent, 4th floor, Sandown, Johannesburg, 2196
